About Us

All About Property Pay Day

A home of your own is no less than a blessing. Everyone desires to own a place that can be known as ‘home’. However, it may be a stressful task to have your home due to insufficient financial resources. Not anymore.

mortgages to have your dream place
Property Pay Day offers you home loans or mortgages to have your dream place. You can apply for a loan to renovate, build, or buy your home.
We are working to ensure that your drea
We are working to ensure that your dreams come true. We have our doors open for all people who are self employed, working on a job, pensioners, or Landlords.
Our goal is to serve our customers
Our goal is to serve our customers with reliable loaning facilities with ample amount of time to return the amount back in pieces with little interest charged.
Get your home turn into a vision
Get your home turn into a vision with Property Pay Day by following an easy process. Be the owner of your own house and live a beautiful, hassle free life.

Home is a necessity that everyone should have. We at Property Pay Day are working with an aim to give you a house you have always dreamt off. Large amount of loans can be gained with us, with convenient return-back policy.

We at Property Pay Day

Turning from reel to real; you own your house where you can cry, laugh, and share moments with your loved ones.

share moments with your loved ones

Our goal is to spread smiles

Our goal is to spread smiles on your faces and give a perfect solution for your problems. Get your house re-constructed, or buy a new one; we have got your back.

What are you waiting for?

What are you waiting for? Apply now for a mortgage at Property Pay Day and make your lives simpler

News & Stories

What Makes the Best Carport Builders in Brisbane

What Makes the Best Carport Builders in Brisbane

When you decide that it is time to build a carport in your home, there are so many things that you need to think about thoroughly to ensure that this project becomes a success. Apart from the type,  style and design of the carport you will be installing; you should also consider the kind of carport builders you will be hiring. This is because you will find so many carport builders in Brisbane, yet you have to select the best ones, no matter how challenging and confusing these might be. Fortunately, working with the best carport builders gives you the peace of mind you may deserve during the entire process. Therefore you need to know and understand every detail that makes the best carport builders so that you may have an easier time selecting them. If it’s your first time hiring carport builders, this is the right place to be since you will learn the qualities that make the best carport builders and how to identify them.


When choosing carport builders in Brisbane, you should look for the following qualities since they make the best carport builders;


  • A proven record of success

Every homeowner wants their carport building project to be a success. For this reason, you need to ensure you are working with carport builders who can make the project successful. This is why you need to check their work records before hiring them. Fortunately, the best carport builders will always have a proven record of success perfectly documented and proven by the references they offer in case you need any clarifications. This always assures you that you can work with them without having any problems with them achieving your desired results.


  • Reasonable charges without hidden costs

When working with carport builders, you want to avoid being surprised by the hidden costs they charge you after completing the project. This happens if you are careful with the selection process of your carport builders in Brisbane. However, the good thing with the best carport builders is that they always charge reasonable prices for their services and never include hidden costs. This means that you can always decide whether you can afford to hire them from the quote and estimates they give you before the project starts.


  • Meet deadlines

Another quality that makes the best carport builders is that they can always meet the deadlines they set with their clients. Carport builders always have many projects they receive from different clients, and only some will accept new projects because they have existing ones. You need to hire the best carport builders because they will always provide you with their schedule to know when they will be available for the project you want them to work on. This way, you will not have to wait ages for them to complete building your carport.


  • Experienced

Another excellent quality that makes the best carport builders is their level of experience in building carports. This helps them build carports of different styles, designs and sizes without problems. Also, it is because of their experience levels that they can deliver high-quality services to their clients.


  • Reputable

If you want to know whether a carport builder is great, you need to read through the complaints and compliments their clients have written on the builder’s website. With the best carport builders, you should expect great reviews from their clients since they always offer them satisfactory services since they have a reputation they want to build.



With the above qualities in mind, you should be able to hire the leading carport builders Brisbane can offer. It would help if you remembered that the carport builders you hire would determine the success of your project. Therefore, ensure you do not settle for anything less than the best if you want your carport-building project to succeed.



Why Should You Trust Professionals With Your Stump Grinding Services in Brisbane

Why Should You Trust Professionals With Your Stump Grinding Services in Brisbane

If you have removed a tree or many trees from your compound, you may wonder what to do with the ugly stumps left behind. Besides being so ugly, tree stumps are also hazardous, so you should have them removed. Whether the tree stumps are small or large, consider hiring experts to help you with the grinding of these tree stumps. Only a few people in Brisbane would agree to this; therefore, they will choose DIY stump grinding to hire professionals. However, to remove some ugly stumps in your compound, you must learn why you should always trust professionals with such services.

Reasons Why You Should Hire Professionals for Stump Grinding in Brisbane

You might be considering stump grinding from your property for many reasons. Some of these reasons include the following;

  • To enhance the appearance of your compound
  • The stumps are dangerous to kids and pets
  • They annoy you, especially when you are mowing your lawn
  • They are causing the growth of new trees
  • They attract pests and insects
  • They occupy much space

Whichever the reason why you need to grind stumps in your compound, it is always advisable that you seek stump grinding services from professionals. Read this article to learn the reasons why calling professionals for stump grinding services is essential;

  • They possess ample experience in the job

Stump grinding may seem like a simple job that just anyone can do, but it is not. To grind the stumps perfectly, you need specific skills that only experts possess. Even if you have the necessary tools for the job, you will need more skills to perfect it. On the other hand, professionals are trained and experienced in tree stump grinding, making them ideal for the job. Also, if you choose DIY stump removal, you may damage your landscape when grinding because you need the skills required for the job. Instead of regretting after you cause damage to your landscape, you should hire a professional for this job.

  • They have the necessary tools and equipment

There Are specific tools and equipment that are required when it comes to stump grinding in Brisbane. These tools and equipment include a stump grinder, backhoe, shovel, axe, tractor, chainsaw and mattock. Professional stump grinders know how to use every tool and equipment to grind the stumps. In addition, they know the proper techniques and the process to ensure the task is completed accurately.

  • Safety

This is one of the primary reasons you should always allow professionals to offer you stump grinding tools. Stump grinding can be dangerous, and you could hurt yourself or even the people around you when you are performing the job. The job is risky because you need to gain the necessary skills to go about the grinding process, and you are working with heavy tools you need to learn how to use. For the sake of your safety and those near you, always work with professionals whenever you have some stumps to grind.

  • They take less time

The fact that professionals have the necessary skills and experience enables them to grind the required stumps in a shorter period than you. Since you want to get rid of the stumps as fast as possible, get a professional to do it.

How Can One Get Professional Stump Grinding Services in Brisbane

Anytime you need professionals for stump grinding in Brisbane, you will always come across a company or an individual offering these services. The question you should be asking yourself is how you can get the right professional for the job. Some things that can help you identify the right professionals include:

  • Asking for recommendations from friends and family.
  • Searching online.
  • Carrying out extensive research on the professionals and reading online reviews.

We suggest that you check out stumpgrinding from Treesafe.



All about carports in Adelaide

All about carports in Adelaide

A carport is a structure made to hide a car from conditions of weather such as rain, snow, hail, and sun. In contrast to a garage, which is an entirely enclosed building, a carport is an open building with a roof often supported by posts or columns. Having a carport has the following benefits:

1. Your vehicle gets sheltered from rain, snow, hail, and sunlight. The exterior and interior of your vehicle are thus protected.

2. Raises the value of your house: A well-built carport can increase the value of your house and increase its appeal to potential purchasers.

3. Offers more storage space: In addition to cars, a carport may be utilised to store other items like bicycles, tools etc. Carports can be modified to fit your needs and the architecture of your home thanks to the range of types and designs available.

5. It is often less expensive to create a carport than a garage, making it a more cost-effective solution for securing your vehicle.

How to choose a suitable carport

Here are some insights to consider when selecting a quality carport if you are in the market for one:

1. Composition: Wood, metal, and vinyl are just a few of the materials that can be used to construct carports. Every material has advantages and disadvantages, so when selecting one, take your budget, maintenance needs, and desired aesthetics into account.

2. Style: Carports can be attached, detached, or freestanding, among other styles. While selecting a design, take into account the layout of your land and the carport’s intended purpose.

3. Size: When selecting a size, take into account the size of your vehicle and any additional objects you wish to store under the carport.

4. Weather resistance: You may want to select a carport that can survive severe winds, torrential rain, or snow, depending on your location and climate.

5. Price: The cost of carports Adelaide can vary significantly based on its size, construction, and style. Choose a carport that provides the best value for your money while keeping in mind your budget.

A new carport requires careful planning to be functional and long-lasting. The following are factors, vital for consideration when about to design a new carport:

1. Assess your needs for a carport: Take into account the size of your vehicle and any additional stuff such as bicycles, boats etc. that you plan to store in the carport. This will enable you to choose the appropriate carport size.

2. Choose a location: The distance from the house, the ease of access, and any local zoning or building regulations all need to be considered.

3. Design and materials: Pick a carport style that fits your needs and the architectural style of your house. Choose the materials you wish to utilise, such as wood, metal, or vinyl, and ascertain their cost, durability, and maintenance needs.

4. Acquire permits: Ask your neighbourhood building department if you need permission to construct a carport. Certain locations have zoning and construction regulations that must be followed.

5. Prepare the site: Make sure the location for erecting a carport is level and ready by clearing away any debris or barriers. For the carport’s base, you might need to pour concrete if necessary.

After the carport is constructed, you might wish to add finishing touches like lighting, gutters and aesthetic components.

Why majority of Gold Coast homeowners install solar panels in their residences

Why majority of Gold Coast homeowners install solar panels in their residences

Do you believe that adding solar panels to your Gold Coast property will have any advantages? Do you ever wonder which other homeowners have solar panels fitted or are setting them up a wise decision or an advantage? Do you also want to go solar? When they observe other households installing solar panels, the majority of homeowners ask themselves some of these questions. Unfortunately, the majority of people who have not yet installed solar panels in their houses are unaware of the benefits of doing so or if it is practical to do so.


You may be observing neighbours installing solar panels in their residences, places of employment, and retail locations, but you may be unsure  whether or not you ought to follow suit. Thankfully for you, it’s time to learn why these people are adding solar panels to their homes and other structures. You’ll discover in this article the benefits of installing solar energy systems and why you should do as well.


Factors for Solar Panel Installation in Homes on the Gold Coast


Take a closer look at some of the reasons why individuals install solar panels in their houses just in case you’d like to be assured that they are worthy investments for you to think about:


To help lower electricity costs


Reducing energy costs is one of the main factors influencing individuals to install solar panels in their houses on the Gold Coast. Although installing solar power systems or modules in your residence can be prohibitively costly, once the installation is complete, you will be able to use solar energy for all of your activities. Consequently, you will be able to lower your energy expenses. Due to these factors, homeowners who pay a lot for power install solar panels to lower or completely eliminate their electricity costs.


They are a dependable energy source


Electricity is more dependable than solar energy. However, compared to other energy sources, solar energy is more dependable. This is because solar panels guarantee that solar energy may be generated and stored for usage by you indefinitely. Additionally, solar energy is advantageous due to the fact that it is available whenever the rays of the sun beams. Additionally, solar energy is a more dependable energy source than electricity because it never experiences interruptions in power.


The value of a property is increased by solar panels


The majority of residents on the Gold Coast think that lowering energy costs is the sole primary motivation for installing solar panels on their homes. There are other factors as well, such as raising their property worth. Property values for homes sold by homeowners who have solar panels installed are higher than those of homes without solar panels. This is due to the fact that homebuyers will also consider the changes made to the properties they are purchasing; as a result, the installation of solar panels raises the value of those properties.


Something to ponder


Some of you now know the responses to your queries about whether installing solar panels at your Gold Coast house is a good endeavour. With the knowledge in the aforementioned part, you can now start the solar panel installation process so that you can enjoy the same advantages as other homes. To benefit from solar panels daily in your business and office operations, think about placing solar panels there. Contact Essential Energy Solutions for installation services.






How Often Should You Replace Your Plumbing Pipes

The plumbing in your home is responsible for a lot—from bringing in clean water to taking away dirty water and everything in between. In other words, your plumbing works hard day in and day out to keep your home running like a well-oiled machine. Given all that your plumbing does, it’s not surprising that every now and then it needs a little TLC—or even a full-on replacement. But how do you know when your plumbing needs to be replaced? Keep reading to find out.

Frequent Leaks

If you find yourself constantly dealing with leaks, it might be time to replace your pipes. Leaks can occur for a number of reasons, but most often they are the result of corrosion. When the pipes in your home are exposed to certain elements—like water or chemicals—they can start to corrode and break down over time. If you notice that you’re dealing with more leaks than usual, it might be time for new pipes to avoid any emergency plumber brisbane hazards.

 Poor Water Pressure

Are you noticing that your once-powerful shower has turned into a trickle? This decrease in water pressure can be due to a number of factors, but one of the most common is rust build-up inside your pipes.

As the rust builds up, it begins to restrict the flow of water through the pipe, resulting in less water pressure. If you’ve noticed decreased water pressure throughout your home, it might be time for new pipes.

Strange Water Color

If you turn on your faucet and notice that the water coming out is an unusual color—like brown or yellow—it might be time to replace your pipes. While there are a number of potential causes of discolored water, one of the most common is iron deposits in your pipes.

These deposits can build up over time and cause the water flowing through your pipes to take on a strange color. If you’re concerned about the color of your water, contact a professional plumber for assistance.

Loud Bangs or Booms

If you hear strange noises coming from your plumbing—like banging or booming sounds—it could be an indication that your pipes need to be replaced. These noises are often caused by loose fittings or damaged sections of pipes that are no longer able to connect properly.

If you hear these kinds of noises coming from your plumbing, contact a professional plumber as soon as possible.

Mysterious Spots

Have you noticed any mysterious spots on your walls or ceilings lately? If so, they could be an indication that there’s a leak somewhere in your plumbing system. These spots usually appear when there’s a small hole or crack in one of the pipes and water starts seeping through.

If you see any suspicious spots on the walls or ceiling in your home, contact a professional plumber right away as they could signify a serious problem with your plumbing system.

Your plumbing works hard day in and day out to keep things running smoothly in your home but, every now and then, it needs some TLC—or even a full replacement. To help you know when it’s time for new pipes, we’ve put together this list of five telltale signs: frequent leaks, poor water pressure, strange water color , loud bangs or booms, and mysterious spots. If you notice any of these problems in your home, contact a professional plumber right away for assistance.

3Home Loans Tips Before Applying

Requesting mortgage might be terrible, especially on the off possibility that you’re a novice house buyer. There is a significant determine of published product as well as indulgent prepping consisted of. However simultaneously, it is actually warranted despite your effort. This much achieving agreement aide will certainly stroll you with the method towards protecting funding for your house as well as create you feeling that requesting a house lending is actually certainly not that terrible all of points thought about.

1. Learn about all of them Loan provider or even Broker?

Certainly there certainly are actually 2 methods to request a house lending. To begin with, you can easily handle a lending expert or even mortgage company straightforwardly. 2nd, you can easily obtain a house lending agent that will certainly assist you examine a selection of moneylenders. Very most homebuyers believe that its own much less requiring as well as cheaper to select a lending expert, without support coming from the outsider. Additionally, along with a particular point objective to find an geared up as well as strong representative, you ought to perform a truly good research study as well as obtain recommendations. That’s the factor a fantastic lots of people prefer to maintain it simple as well as handle a financial institution themself. In a couple of situations, all the same, vendors can easily truly function to sustain you. For example, if your document of lending payment is actually certainly not everything great, an achieved dealership may be extremely helpful in buying as well as scheduling one of the absolute most perfect plan.

2. Understand the Real Prices

The advertised price often snatches borrowers’ factor to consider however it is actually truly certainly not the one that customers should depend upon. The AAPR or even “the authentic price” is actually a far better direct, as it examinations every among the costs as well as fees that will certainly occur over the regard to your lending. Despite that the AAPR is actually a phase up coming from the advertised price, it is actually still just a quantitative gadget. When you have selected a pair lendings because their AAPRs, you will certainly presently have to examine their various aspects. Some around the world think-tanks, for instance, CANNEX as well as AIMS House Lendings can easily attire you along with some smart information around mortage lendings as well as assist you restrict down your options quicker.

3. Learn about lendings information & phrases

When you look for a house lending as well as reviewed different mortgage terms, you will certainly review cash associated phrasing that you probably will not find elsewhere. Reality be actually informed, various cash associated structures as well as property companies deal free homebuying workshops, which will help you understand exactly just what people are actually talking about in property company. Right below are actually some essential mortgage phrases that you should understand:

APR – Annual price, anticipated to looking glass the annual expense of obtaining. It is actually or else referred to as the “advertised price” or even “include price”, that should create it much less requiring for customers to consider moneylenders as well as lending options.

Shutting Sets you back – Shutting sets you back integrate “non-repeating shutting sets you back” as well as “pre-paid points.” Non-repeating shutting costs are actually any type of points to become paid out just when consequently of buying the residential or commercial home or even obtaining a lending. Pre-paid points are actually points which replay after a long time, for instance, residential or commercial home fees as well as home loan owners security. Typically a moneylender ought to evaluate each the determine of non-repeating shutting sets you back as well as pre-paid points, after that problem all of them to the customer within 3 times of approving a house lending request.

Security – An insurance coverage is actually the important things that you utilize to protect a lending or even guarantee reimbursement of a lending. In a house lending, the residential or commercial home is actually the safety and safety. The customer will certainly shed their residential or commercial home if the lending is actually certainly not repaid through assentions of the mortgage.

How to Get Cheap Home Loans with a Bad Credit

It is been years since you made any type of significant enhancements for your house and it is regarding time. Your partner and kids are likewise advising you to provide your home a renovation. So, what do you do? Dip into your cost financial savings? Fantastic! However that is just if you have sufficient stashed away therein. Adopt a normal lending? However you cannot, since you have a poor credit rating, a challenging to show earnings and simply no deposit ability. And besides, routine lendings are just implied for home building and except remodellings. So what’re you to do?

Those with poor credit rating know how challenging it can be to attempt and obtain a lending for purchasing a house or re-financing an current house home loan. Although, many lending business might inform you that if they cannot assistance you, nobody can, that’s just not real. People with unfavorable credit rating might have to placed in a bit more initiative to seek the appropriate mortgage, particularly with a good rate of interest. Every home loan business differs in its provide for a house lending. A program that’s difficult for one business can be really much feasible for another. Some home loan business focus on mortgage for people with much less compared to ideal credit rating and have more lenient certifications compared to others. The essential to obtaining authorized for a lending with bad or poor credit rating is determination!

Specifying mortgage

Mortgage are very little various from the typical lendings prolonged by home loan business. They’ve rate of interest, factors and charges. They can be contrasted on-line, and they’ve seasonal patterns. The just actual distinction is that, as a customer with a much less compared to outstanding credit rating document, you might need to pay a somewhat greater price for this lending to negate the home loan company’s enhanced danger.

Some mortgage are particularly developed to assist you money important house enhancement jobs. By motivating you to create enhancements for your house, the home loan business assists enhance the marketplace worth of your home. However, how does a home loan lending business stand to acquire by prolonging such a lending? Easy, it makes cash with extra rate of passion that you spend for this lending.

Therefore, it is essential to prepare on your own with info regarding mortgage and contrast the provides of different home loan business to ensure you obtain the very best offer.

Benefits of home loan business

There are a couple of points you have to learn about home loan business. These business focus on offering mortgage for people like you, that remain in much less compared to suitable circumstances. For this, a home loan lending business takes dangers that the typical financial institution refuses, specifically providing mortgage to people with poor credit rating. If you have actually poor credit rating or stated insolvency, a home loan lending business takes a huge danger by prolonging this lending. People with poor credit rating are 7 times most likely to default on lendings. Consequently, these business offset this danger by levying greater rate of interest and charges and guarantee they earn a profit. However completion outcome is that you obtain the lending, which you might not have increased from various other opportunities. Nevertheless, the wise point to do is to actors your web broad while short-listing such home loan business.

Ready for a Start With Property Pay Day?

Contact Us

For further details and inquiries, call us or email us on our website. We will try to get you with the details needed. To reach our helpdesk, call our service centre and get the help required.